Authors - Imane Bari, Abdellatif Aziki, Zineb Alaoui Abstract - This study analyses the relationship between digital operational risk management and the financial performance of industrial firms in the Agadir region of Morocco and investigates the role of artificial intelligence in risk governance. Using a quantitative survey of 50 industrial firms and linear regression with principal component analysis, the results show that a structured digital risk management framework, covering identification, assessment, and mitigation of threats, is positively and significantly associated with financial performance (R = 58.7%, F = 3.518, p < 0.05). Several constraints are identified, including skill shortages, limited technological resources, and insufficient digital governance culture. The study further shows that AI-based tools, through automated anomaly detection and predictive analysis, strengthen the effectiveness of risk management frameworks. These findings support the integration of AI as a technical component of operational risk governance in industrial settings.
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